Making a new year’s resolution to get rid of debt is not only smart but also incredibly rewarding. The bankruptcy attorneys in Vidalia, GA at the Law Office of Tipton-Downie want to share some tips so you can leave debt behind as you start 2018:
- List and organize your debt – Jot down all your debts and prioritize them. Make a note of what types of debt they are, such as credit cards, auto loans, mortgages, or student loans. For those who have decided to file for bankruptcy, the priorities will depend on which chapter you file under. (If you’re thinking about filing Chapter 7 or Chapter 13, you should consult with our bankruptcy lawyers in Vidalia, GA.)
- Determine your end-of-the month income – Get a general idea of how much income you have left at the very end of the month. This will help you better understand your spending habits. Where is your money going? What activities are pulling you further into debt? Identify them so you can adjust accordingly.
- Take action when creditors call – If you’re dealing with persistent phone calls and emails from creditors, then it might be time to consider filing for bankruptcy. If you’re wondering whether this is an option for you, call to speak with a bankruptcy attorney today.
Talk to the bankruptcy attorneys in Vidalia, GA at the Law Office of Tipton-Downie. We can assist you when it comes to filing for or offer you advice on debt relief. Let us help you start the new year off the right way!